:root{--navy:#183c52;--teal:#3f8d88;--mint:#e6f1ef;--cream:#fbfaf6;--ink:#23333c;--muted:#5b6a70;--line:#dce5e3;--white:#fff;--shadow:0 12px 35px rgba(24,60,82,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.65}
a{color:#176b73;text-underline-offset:3px}a:hover{color:var(--navy)}img{max-width:100%;height:auto}.wrap{width:min(1120px,calc(100% - 36px));margin-inline:auto}
header{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20;backdrop-filter:blur(10px)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:78px}.logo{display:flex;align-items:center}.logo img{width:240px;max-width:50vw}.nav{display:flex;align-items:center;gap:20px}.nav a{text-decoration:none;color:var(--navy);font-size:.94rem;font-weight:650}.nav .nav-cta{color:white;background:var(--teal);padding:11px 16px;border-radius:999px}.menu-toggle{display:none;border:1px solid var(--line);border-radius:10px;background:white;color:var(--navy);padding:8px 12px;font-size:1rem}
.hero{padding:64px 0 48px;background:linear-gradient(135deg,#f2f8f6 0%,#fbfaf6 55%,#eef4f7 100%)}.hero-grid{display:grid;grid-template-columns:1.03fr .97fr;gap:44px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:#2d7775;font-size:.83rem;font-weight:800;text-transform:uppercase;letter-spacing:.09em}.eyebrow:before{content:"";width:24px;height:2px;background:var(--teal)}h1,h2,h3{color:var(--navy);line-height:1.16;letter-spacing:-.025em}h1{font-size:clamp(2.3rem,5vw,4.25rem);margin:.6rem 0 1.1rem}h2{font-size:clamp(1.6rem,3vw,2.25rem);margin:0 0 14px}h3{font-size:1.18rem;margin:0 0 8px}.lead{font-size:1.14rem;color:#435760;max-width:650px}.hero-image{border-radius:28px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/3;background:#dcebe7}.hero-image img{width:100%;height:100%;object-fit:cover;display:block}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 18px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;text-decoration:none;font-weight:800;border-radius:999px;padding:14px 22px;transition:transform .15s ease,box-shadow .15s ease}.btn:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(24,60,82,.15)}.btn-primary{background:var(--teal);color:white}.btn-primary:hover{color:white;background:#2c7773}.btn-secondary{border:1px solid #bdd0cd;background:white;color:var(--navy)}.trust-line{font-size:.91rem;color:var(--muted)}.trust-line span{margin-right:12px}.section{padding:58px 0}.section-head{max-width:720px;margin-bottom:26px}.section-head p{color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{display:block;text-decoration:none;color:inherit;background:white;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 3px 12px rgba(24,60,82,.025);transition:transform .15s,border-color .15s}.card:hover{transform:translateY(-3px);border-color:#9bc6c0;color:inherit}.card .icon{width:42px;height:42px;display:grid;place-items:center;background:var(--mint);color:var(--navy);border-radius:13px;margin-bottom:16px;font-size:1.3rem}.card p{margin:0;color:var(--muted);font-size:.96rem}.card .arrow{display:inline-block;margin-top:16px;color:var(--teal);font-weight:800}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:start}.soft-panel{background:#edf5f3;border-radius:24px;padding:30px}.step{display:flex;gap:14px;margin:18px 0}.step-num{flex:0 0 34px;height:34px;display:grid;place-items:center;background:var(--navy);color:white;border-radius:50%;font-weight:800}.cta-band{background:var(--navy);color:white;border-radius:24px;padding:34px;display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-band h2{color:white;margin-bottom:8px}.cta-band p{margin:0;color:#d8e6eb}.cta-band .btn{white-space:nowrap;background:#9bd1c8;color:#123744}.breadcrumb{font-size:.9rem;color:var(--muted);margin:24px 0}.breadcrumb a{color:var(--muted)}.article-head{padding:24px 0 30px}.article-head h1{font-size:clamp(2.1rem,4vw,3.4rem);max-width:850px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(220px,300px);gap:40px;align-items:start}.article-content{background:white;border:1px solid var(--line);border-radius:22px;padding:clamp(22px,4vw,42px)}.article-content h2{font-size:1.65rem;margin-top:32px}.article-content p{color:#354950}.article-content li{margin:7px 0}.sidebar{position:sticky;top:100px;display:grid;gap:16px}.sidebar-card{background:white;border:1px solid var(--line);border-radius:18px;padding:22px}.sidebar-card .btn{width:100%;padding:13px 14px;text-align:center}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{font-weight:750;color:var(--navy);cursor:pointer}.faq details p{margin-bottom:0}.related-list{display:grid;gap:10px}.related-list a{display:block;background:#f4f8f7;border-radius:10px;padding:11px 13px;text-decoration:none}.disclosure{font-size:.86rem;color:var(--muted);border-left:3px solid #9dcac4;padding-left:14px}.source-list{font-size:.92rem}.source-list li{margin:8px 0}.footer{background:#edf3f2;padding:40px 0 24px;margin-top:64px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:30px}.footer p,.footer li{color:var(--muted);font-size:.92rem}.footer ul{padding-left:18px}.footer-bottom{border-top:1px solid var(--line);padding-top:18px;margin-top:28px;color:var(--muted);font-size:.85rem}.mobile-sticky{display:none}
@media(max-width:850px){.nav{gap:12px}.nav a{font-size:.85rem}.hero-grid{grid-template-columns:1fr;gap:28px}.hero-image{max-height:380px}.grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.sidebar{position:static;grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.header-inner{min-height:68px}.logo img{width:205px}.menu-toggle{display:block}.nav{display:none;position:absolute;top:67px;left:0;right:0;padding:18px;background:white;border-bottom:1px solid var(--line);align-items:stretch;flex-direction:column}.nav.open{display:flex}.nav a{font-size:1rem;padding:7px}.nav .nav-cta{text-align:center}.hero{padding:38px 0 32px}.grid{grid-template-columns:1fr}.section{padding:42px 0}.two-col{grid-template-columns:1fr}.cta-band{padding:26px;align-items:stretch;flex-direction:column}.cta-band .btn{white-space:normal}.sidebar{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.article-content{padding:22px}.mobile-sticky{display:block;position:fixed;bottom:0;left:0;right:0;background:rgba(251,250,246,.96);padding:10px 14px;border-top:1px solid var(--line);z-index:30}.mobile-sticky .btn{width:100%;padding:12px}.footer{padding-bottom:90px}}


/* Editorial refresh: responsive layouts for guides and topic indexes */
.page-intro { padding: 42px 0 24px; max-width: 850px; }
.page-intro h1 { font-size: clamp(2rem, 4vw, 3.2rem); line-height: 1.08; margin: 12px 0 18px; }
.topic-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; margin: 28px 0 38px; }
.topic-card { display: flex; flex-direction: column; justify-content: space-between; gap: 16px; border: 1px solid #dfe7e9; background: #fff; border-radius: 14px; padding: 20px; text-decoration: none; min-height: 100px; }
.topic-card:hover, .hub-card:hover { border-color: #7ca4b4; transform: translateY(-1px); }
.topic-title { font-weight: 700; color: #183c52; line-height: 1.35; }
.topic-arrow { color: #416a7a; font-size: .92rem; }
.article-layout { display: grid; grid-template-columns: minmax(0, 2.2fr) minmax(230px, .8fr); gap: 34px; align-items: start; padding-bottom: 48px; }
.article-main { min-width: 0; }
.article-main h1 { font-size: clamp(2rem, 4vw, 3rem); line-height: 1.1; margin: 12px 0 18px; }
.article-main h2, .article-content h2 { margin-top: 30px; }
.article-main p, .article-content p { line-height: 1.75; }
.content-card, .aside-card { border: 1px solid #dfe7e9; border-radius: 14px; background: #fff; padding: 22px; margin: 26px 0; }
.content-card h2, .aside-card h2 { margin-top: 0; }
.content-card li, .aside-card li { margin: 8px 0; line-height: 1.55; }
.article-aside { position: sticky; top: 20px; }
.cta-panel { background: #eef5f6; border-radius: 16px; padding: 24px; margin: 28px 0; display: flex; gap: 20px; align-items: center; justify-content: space-between; }
.cta-panel h2 { margin-top: 0; }
.btn-block { display: inline-flex; width: 100%; justify-content: center; }
.link-cloud { display: flex; flex-wrap: wrap; gap: 12px; }
.link-cloud a { border: 1px solid #dfe7e9; border-radius: 999px; padding: 8px 13px; text-decoration: none; }
.topic-hub-grid { align-items: stretch; }
.hub-card { display: flex; flex-direction: column; align-items: flex-start; gap: 8px; border: 1px solid #dfe7e9; transition: transform .15s ease, border-color .15s ease; text-decoration: none; }
.hub-card h3 { margin: 4px 0; }
.hub-card p { margin: 0 0 8px; line-height: 1.6; }
.soft-section { background: #f4f7f7; }
.fineprint { font-size: .86rem; color: #5c6e75; line-height: 1.6; margin-top: 20px; }
.footer-grid { align-items: start; }
@media (max-width: 760px) {
  .topic-grid, .article-layout { grid-template-columns: 1fr; }
  .article-aside { position: static; }
  .cta-panel { align-items: flex-start; flex-direction: column; }
  .page-intro { padding-top: 28px; }
}


/* Refined site footer */
.site-footer {
  background: #f8f6f0;
  color: #183c52;
  border-top: 1px solid #e4e8e5;
  margin-top: 0;
  padding: 42px 0 18px;
}
.site-footer .wrap { max-width: 1120px; }
.site-footer-main {
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) minmax(150px, .7fr) minmax(220px, 1fr);
  gap: clamp(28px, 5vw, 72px);
  align-items: start;
  padding-bottom: 32px;
}
.site-footer-brand { max-width: 340px; }
.footer-logo { display: inline-flex; align-items: center; margin-bottom: 12px; }
.footer-logo img { display: block; width: 190px; max-width: 100%; height: auto; }
.site-footer-brand p {
  color: #536b76;
  font-size: .94rem;
  line-height: 1.7;
  margin: 4px 0 0;
}
.site-footer-links { display: flex; flex-direction: column; align-items: flex-start; gap: 11px; }
.site-footer-links h2 {
  color: #183c52;
  font-size: .95rem;
  line-height: 1.3;
  font-weight: 800;
  margin: 5px 0 5px;
}
.site-footer-links a {
  color: #426775;
  font-size: .92rem;
  line-height: 1.45;
  text-decoration: none;
  text-underline-offset: 3px;
}
.site-footer-links a:hover { color: #102e40; text-decoration: underline; }
.site-footer-links .site-footer-booking {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border-radius: 999px;
  padding: 11px 15px;
  margin-top: 5px;
  background: #9dd4cc;
  color: #17394a;
  font-weight: 800;
  line-height: 1.35;
  max-width: 270px;
}
.site-footer-links .site-footer-booking:hover { background: #8ac8bf; text-decoration: none; }
.site-footer-note {
  border-top: 1px solid #e1e6e2;
  padding: 18px 0 16px;
}
.site-footer-note p {
  max-width: 980px;
  color: #65777d;
  font-size: .79rem;
  line-height: 1.65;
  margin: 0;
}
.site-footer-bottom {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 24px;
  align-items: center;
  border-top: 1px solid #e1e6e2;
  padding-top: 15px;
  color: #6a7c81;
  font-size: .8rem;
}
.site-footer-bottom a { color: #426775; text-decoration: none; }
.site-footer-bottom a:hover { text-decoration: underline; }
.site-footer-bottom a:last-child { margin-left: auto; }
@media (max-width: 760px) {
  .site-footer { padding: 32px 0 18px; }
  .site-footer-main { grid-template-columns: 1fr 1fr; gap: 28px 20px; }
  .site-footer-brand { grid-column: 1 / -1; max-width: 460px; }
  .site-footer-links .site-footer-booking { max-width: 100%; }
}
@media (max-width: 480px) {
  .site-footer-main { grid-template-columns: 1fr; gap: 24px; }
  .site-footer-brand { grid-column: auto; }
  .footer-logo img { width: 175px; }
  .site-footer-bottom { gap: 10px 16px; }
  .site-footer-bottom a:last-child { margin-left: 0; }
}


/* Prominent article CTA */
.article-main .cta-panel {
  background: linear-gradient(135deg, #183c52 0%, #214e61 100%);
  color: #fff;
  border: 0;
  border-radius: 20px;
  padding: clamp(24px, 4vw, 38px);
  margin: 36px 0;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 18px;
  box-shadow: 0 12px 28px rgba(24, 60, 82, .14);
}
.article-main .cta-panel h2 {
  color: #fff;
  font-size: clamp(1.45rem, 2.5vw, 1.9rem);
  line-height: 1.2;
  margin: 0 0 10px;
}
.article-main .cta-panel p {
  color: rgba(255,255,255,.9);
  max-width: 680px;
  margin: 0;
  line-height: 1.65;
}
.article-main .cta-panel .btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  min-height: 58px;
  padding: 17px 28px;
  border-radius: 999px;
  background: #9dd4cc;
  color: #15394b;
  font-size: 1.05rem;
  font-weight: 800;
  line-height: 1.35;
  white-space: normal;
  box-shadow: none;
  max-width: 100%;
}
.article-main .cta-panel .btn-primary:hover {
  background: #b2e2da;
  transform: translateY(-1px);
}
@media (max-width: 620px) {
  .article-main .cta-panel { padding: 24px 20px; }
  .article-main .cta-panel .btn-primary { width: 100%; }
}


/* Brand palette from the supplied swatches: deep teal, blue, sky and warm cream */
:root {
  --brand-deep: #086288;
  --brand-blue: #4d8dba;
  --brand-sky: #97d7ff;
  --brand-cream: #ffefc4;
}
.article-main .cta-panel {
  position: relative;
  overflow: hidden;
  background: var(--brand-deep);
  color: #fff;
  border: 0;
  border-radius: 18px;
  padding: clamp(22px, 3vw, 30px);
  margin: 22px 0 30px;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  box-shadow: 0 9px 24px rgba(8, 98, 136, .17);
}
.article-main .cta-panel::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 7px;
  background: var(--brand-sky);
}
.article-main .cta-panel .cta-copy { position: relative; z-index: 1; }
.article-main .cta-panel .cta-kicker {
  display: inline-block;
  margin-bottom: 8px;
  color: var(--brand-sky);
  font-size: .78rem;
  font-weight: 800;
  letter-spacing: .09em;
  text-transform: uppercase;
}
.article-main .cta-panel h2 {
  color: #fff;
  font-size: clamp(1.3rem, 2.1vw, 1.65rem);
  line-height: 1.2;
  margin: 0 0 8px;
}
.article-main .cta-panel p {
  color: rgba(255,255,255,.92);
  font-size: .96rem;
  line-height: 1.55;
  margin: 0;
}
.article-main .cta-panel .btn-primary {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 52px;
  padding: 14px 20px;
  border-radius: 999px;
  background: var(--brand-cream);
  color: #15394b;
  font-size: .96rem;
  font-weight: 800;
  line-height: 1.25;
  white-space: nowrap;
  box-shadow: none;
  text-decoration: none;
}
.article-main .cta-panel .btn-primary:hover {
  background: var(--brand-sky);
  color: #15394b;
  transform: translateY(-1px);
}
@media (max-width: 760px) {
  .article-main .cta-panel { flex-direction: column; align-items: stretch; }
  .article-main .cta-panel .btn-primary { width: 100%; white-space: normal; }
}